Can I get ₹ 200000 loan on Aadhar card? Bank gave this answer

By Saralnama News September 1, 2022 11:22 AM IST

Taking a loan has become very easy in today’s digital age. Many online loan options have opened for us. At present, there are many such financial companies or banks in the market that give loans very easily. What do we need to get a loan? Can one get loan easily with the help of only one Aadhar card? Let us know in this article that how one can get loan up to ₹ 200000 on Aadhar card? And what can the bank or any private company demand for this?

Will get a loan of ₹ 200000 on Aadhar card from the bank?

To take ₹ 200000 loan from Aadhar card, you first have to know about the applications and other company that gives loan from this Aadhar card. Apart from this, you can also contact your nearest bank. However, nowadays you can get better facilities than visiting the branch only through online application.

To get the quick approval of the loan up to 2 lakh, the customer may need some more documents along with the Aadhar card details. Its details are given below.

₹ 200000 Loan Against Aadhar Card

With the help of offline and online bank services and NBFC company, you can take a loan of 2 lakhs according to the instructions given below.

know this – Prime Minister Aadhar Card Loan Scheme- Government Scheme

Eligibility to take loan from Aadhar card –

  • First of all, any user who wants to take a loan with the help of Aadhar card should have a good CIBIL score.
  • The loan should not be taken from any other bank or from any application in the name of the person who wants to take the loan.
  • The loan of any bank in India should not be outstanding for a long time in the name of the applicant.
  • Also the beneficiary should be able to repay the loan.
  • Applicant’s age should be more than 18 years.

Documents required to take loan-

  • Aadhar card This is the most important document to take loan from any mobile application. With the help of this Aadhar card, the person taking the loan is identified.
  • pan card Apart from the Aadhar card, the applicant should also have a PAN card in his own name. With the help of this PAN card, it is ascertained whether you have taken a loan from any other bank or financial institution.
  • Bank passbook or canceled check – This is important because if your loan is approved, then your loan will be sent to your same bank account.

These are all the necessary documents which are required to take loan from Aadhar card. After this you have to go through some other procedures to get the loan.

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How to take a loan of ₹ 200000 on Aadhar card?

There are many types of applications available in the market today to take loan from Aadhar card. With the help of these applications, you can easily take loan from Aadhar card. All these applications are as follows –

Dhani Application –

This is also a good application for taking a loan. With the help of this application, you can easily take a loan of 25 thousand to 2 lakh rupees. You have to complete your KYC on this application. After this, loan options are opened for you on the basis of your CIBIL.

PaySense –

Apart from Dhani Application, there is another application in the list of taking loans. This application is known as Paysense. You can also take a loan on this application very easily. Some additional documents have to be added on this application.

With the help of this application, you can take loan from 20 thousand to 2 lakh. In this, if you repay the loan on time, then even more loan amount is given to you in it.

know this – What will happen in case of death of Kisan Credit Card holder?

Credit Bee

This is also included in the list of those applications with the help of which loan can be taken easily. This application can be easily installed from the Google Play Store and then after completing your KYC in this application, you can easily apply for the loan.

With the help of all these applications, you can take a loan of up to 2 lakhs.

Before taking a loan of ₹ 200000, know these important things –

  • Before taking a loan, get information about how much interest will be charged on the loan you are taking.
  • In what time the loan amount will have to be returned.
  • Before applying, also take information about how much installment will come on the amount you are taking and when it will come.

know this – How to get home loan?

Take a loan of ₹ 200000 on Aadhar card from mobile app like this –

  • First of all, you have to install the application from which you want to take loan from the pre-installed Play Store in your mobile.
  • After this, you have to create an ID in that application.
  • After creating the ID, you have to complete your KYC in this application.
  • After completing KYC, your CIBIL score is checked that how much loan you will get and for how long.
  • After this, the limit you get in this, then after that you have to apply for that loan.
  • After this, as soon as your loan is approved, then the amount of that loan will be sent to your account. And if your loan gets rejected you will not get the loan.

In this article you How to take loan on Aadhar card up to ₹ 200000, know the process details has been told about. Hope you liked this article.

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