Crores of unorganized sector workers of the country have been connected with the e-Shramik Card scheme of the Central Government. Now people have also started getting the benefits of e-shram card. In many states, assistance amount ranging from 500 to 1000 rupees has also been sent by the government to the bank accounts of lakhs of eligible people. But there are many people who have not yet been able to get financial benefits. Let us tell you that such people who have e-shram card can now take loan from the bank with the help of this. How to get loan against e Shramik Card? What work do you have to do? You can read this article completely to know more –
Loan Against E Shramik Card ,
Under this scheme, loan facility is also being given in the form of financial assistance. If you are a small businessman or a laborer, then you can also get a loan on E Shramik Card to increase your work or start a new business. According to the information received so far, eligible laborers or small traders can get loans ranging from 10 thousand to 20 thousand under the scheme.
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Under this scheme, applicants are given a loan of up to 20 thousand and with this they can start or expand their business with this amount. To take this loan, the applicant must have some important documents.
Documents required for loan against e Shramik Card –
To apply under the Shramik Card Loan Scheme, the applicant must have all these documents –
- The applicant should have an e-Shramik card.
- Apart from this, the applicant’s Aadhaar card and the applicant’s PAN card
- Domicile certificate or address proof like electricity bill and water bill etc.
All these documents are required under this scheme, although more documents can be sought online and from the bank.
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How to take e-Shramik Card Loan? Application Process –
- For this, you have to first join this loan. Website But have to come.
- After visiting this website, you get options related to loan in it. In this, if you want to take a loan of 10 thousand or take a loan of 20 thousand, you have to apply accordingly.
- If in this you have to apply for 10 thousand or apply for 20 thousand then you have to apply accordingly. After this, as soon as you apply according to the amount of these loans, then that option has to be selected.
- If you click on 10 thousand loan then you have to log in on it.
- To log in, you have to enter your mobile number, after which an OTP comes on your phone. After entering this OTP, you have to log in to it. As soon as you log in, after that a form opens in front of you, which you have to fill and along with that some important documents have to be uploaded in it.
How to take loan against e-Shramik Card in Assam and Meghalaya?
If any applicant is from Assam and Meghalaya, then you have to apply separately for that. Although the process of applying in this is the same but the application form is different. You can use this form Website You can access through and fill it.
Only after visiting this website, you get an option on this website in the name of Apply Loan ( Assam & Meghalaya ). With the help of this link and option, you can apply for a loan very easily.
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Benefits of loan facility on e Shram Card –
- Loans ranging from 10 thousand to 20 thousand are given to the eligible beneficiaries applying under this scheme.
- Benefit of this website Small and fat sellers will be given the benefit of this scheme.
- If a small employee is thinking of taking a loan to start his business, then you can easily take a loan through this website.
- Under this scheme, the government subsidy will be sent to the applicant’s account according to the amount of 7 percent interest on whichever application is taken for loan.
- There is no provision for taking loan under the scheme.
Objectives of E-Shramik Scheme –
- The objective of this scheme is to increase self-reliance in the country.
- By taking a loan under this scheme, small businessmen can easily increase their business.
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Loan is available under Pradhan Mantri Svanidhi Yojana –
If a beneficiary wants to take advantage of this e-shramik card scheme, then he will be given the benefit of this scheme under the Pradhan Mantri Svanidhi Yojana. Under this scheme, a loan of 10 thousand to 20 thousand will be given to the applicant.
How to check loan application status?
After applying under this scheme, if any applicant wants to see the status of his loan form, then for that you can see under this process.
- First of all you have to visit the website of the scheme.
- After this you will get an option on this website Know your application status Appears with the name of, you have to click on it.
- With the help of this option, you can check the status of your form.
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