How to Open India Post Payment Bank Apply Online 2022 IPPB Account

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Launched by Prime Minister Narendra Modi India Post Payment Bank (IPPB) Now people can avail banking services in 1.5 lakh post offices with 3 lakh postmen or Gramin Dak Sevaks as banking agents. IPPB Money transfer, transfer of government benefits, bill payment, investment, insurance services etc. Postmen will deliver these services at your doorstep. Available across 650 bank branches with 3250 customer access points. People can open a regular savings or current account on ippbonline.com.

They will be empowered with smartphones and digital devices to provide financial services. IPPB will facilitate digital transactions and avail benefits of Govt. Schemes like Pradhan Mantri Awas Bima Yojana for farmers. It is a public sector company under the Department of Posts with 100% Government of India equity and is governed by the Reserve Bank of India (RBI).

India Post Payments Bank Account 2022

To achieve this financial inclusion, from 1st September 2018, IPPB branches have been opened in 650 districts. The PM said that the postman is seen as a respected, trusted and accepted person in any village. Government. Focusing on improving the existing structures and structures as per the changing times. Now around 3 lakh postmen are giving banking services to the people at their doorstep.

The move is to address the problem in the banking sector that exists due to indiscriminate loan advances. The existing loans are being reviewed and a professional approach has been adopted. In addition, about 13 lakh crore Mudra loans have already been disbursed to the poor and middle class youth to generate self-employment.

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India continues to march ahead on the path of development and excellence at the global level. India is the fastest growing economy and fast eradicating poverty.

India Post Payment Bank 2022 Highlights

Service Name India Post payment bank account opening online
Launched By central government
beneficiary citizens of india
Objective providing banking services
official website Click Here
registration year 2022
Application Mode Online/Offline

Objectives of India Post Payment Bank 2022

The main objective of the government’s India Post Payment Bank 2022 is to encourage savings among such a large population of the country. For this, the government implements many types of savings schemes under the India Post Office, due to which the investors who invest get a lot of tax exemption along with the interest rate.

Investors will be financially independent with the Post Office Savings Scheme. This Post Office Saving Scheme There are many such savings schemes in India, which have been started keeping in mind all the sections of the people. Efforts are being made to make some scheme for all the sections of the people under the post office, so that more and more people invest in the post office savings scheme.

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Post Office payment bank account opening Required Document

  • Aadhar Card
  • address proof
  • identity proof
  • income proof
  • age proof
  • mobile number
  • passport size photo

Note: Your current mobile number should be linked with your Aadhar card to open India Post digital account.

India Post Payments Bank Services

  • mobile banking
  • Phone Banking (IVR / Call Center)
  • SMS Banking
  • missed call banking
  • post office counter
  • Doorstep Banking
  • Benefits of Post Office Savings Schemes
  • virtual card
  • QR Card

How to Open a Regular Savings / Current Account in IPPB

post office saving account

The main motto of Indian Post Payment Bank is that “Every customer is important, every transaction is important and every deposit is valuable”. This will ensure to receive money in the fastest possible way, save money for loved ones or invest for a bright future.

To open an account in Indian Post Payment Bank, one can visit the nearest post office or the official website ippbonline.com can go on. Then go to “Products” section and then click on ‘Savings Account’ to open Savings Account and ‘Current Account’ link to open new Current Account.

Key Features of Regular Savings/Current Account at IPPB at your doorstep or post office counter, Aadhar based Direct Benefit Transfer (DBT), Simple and Secure, Instant, 24×7 Money Transfer, Hassle free cash withdrawal and deposits, Pay your bills Convenient way, simple, affordable and reliable services are available.

India Post Payments Bank Regular Savings Account

Regular Savings Account can be opened at bank’s access points and at your doorstep. This account can be used for keeping funds safe, withdrawing cash, depositing money and making easy remittances, among other benefits. In addition, interest can be earned on the funds held in this account and the cash withdrawal allowed in this account is unlimited.

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India Post Payments Bank Digital Savings Account

For those who are tech savvy and tech savvy, IPPB’s Digital Savings Account is the best way to onboard yourself through IPPB Mobile App. This app can be downloaded from play store on your android phone. Any person above 18 years of age who has Aadhar and PAN card can open this account. Accounts can be opened instantly from the comfort of your home, which means banking anytime, anywhere.

India Post Payments Bank Basic Savings Account

This savings account has all the features and benefits offered by a regular savings account (except that it allows only four cash withdrawals in a month). The purpose of the Basic Savings Account is to provide primary banking services at a very nominal fee.

India Post Payments Bank Current Account

IPPB provides current account facility to small merchants / kirana stores and individual businessmen. This account is a prerequisite for furthering and expanding the business. IPPB Current Account starts you on the road to digital transactions for your business needs. Along with this, IPPB also provides a merchant app to meet the business requirements. Current account can be opened through Postman/GDS at post office counters or at your doorstep.

FAQs

Is India Post a government bank?

Yes! India Post Payments Bank Limited is a wholly owned public limited company of the Government of India through the Department of Posts under the Ministry of Communications.

Is IPPB Zero Balance Account?

Yes India Post Payment Bank Digital Account can be opened with zero balance, you don’t need to maintain any amount

Is my money safe at the post office?

The amount deposited in this India Post payment bank account remains safe because the government provides security.

Can I make FD in IPPB account?

Any person who has a savings account with a post office bank can easily open an FD account. It is very easy to take advantage of the FD facility in post office banks.

Who is eligible to open a regular savings account?

Anyone above the age of 10 years with valid KYC documents is eligible to open a regular savings account.

What is the interest rate in IPPB account?

annual interest rates. Balance up to INR 1 Lakh – 2.25% Balance above INR 1 Lakh and Balance up to INR 2 Lakh – 2.50%

Ref: India post payment bank

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