Garib Loan Scheme: The Government of India brings various government schemes from time to time for the economically backward poor farmers, laborers or people doing small business in the country. While many people get benefit from these schemes, most of the people do not get the benefit due to lack of information or due to ineligibility.
Today we are going to tell you about some such government schemes, which are being run directly by the Government of India keeping in mind the economic needs of the poor people. From which the poor person can easily get a loan or loan from the bank for his essential work or employment needs. Let us know in detail about these poor loan schemes –
Information about loan scheme for poor people –
Many loan schemes are currently being run for the poor people by the central and various state governments of the country. However, let me tell you thatpoor loan schemeNo scheme has been launched by name. Here we have talked about only those schemes, from which provision has been made by the government to give easy loan from the bank to the financially weak people at the time of need.
1. Pradhan Mantri Svanidhi Yojana –
Under this scheme, street vendors associated with different types of small businesses are given easy loans up to Rs. For applying in the scheme, you can send the application through your bank or public service center. You can download the pdf of the application form to be filled for the loan application from the link given below.
svanidhi yojana loan application form pdf
4. Pradhan Mantri Kisan Credit Scheme –
Farmers taking advantage of PM Kisan Yojana are now being included in the Kisan Credit Card Scheme. Farmers willing to make Kisan Credit Card can go to their nearest bank and fill the application for KCC.
Let us tell you that on the formation of Kisan Credit Card, farmers can take loan up to 3 lakhs at any time as per the requirement. In this scheme, apart from the farming farmers, people associated with business like fish farming, poultry can also apply.
Know the process of getting Kisan Credit Card
2. Chief Minister Yuva Swarozgar Yojana –
This scheme is being run by the Government of Uttar Pradesh. Under this, those educated youth whose age is between 18 to 40 years can get a loan of Rs 25 lakh for self-employment and Rs 10 lakh for service sector at a very low interest rate. The state government also gives a margin subsidy of 25 percent on the loans taken by the applicants. Scheme’s official website diupmsme.upsdc.gov.in Is. You can visit the official website for more information or to apply for UP Mukhyamantri Yuva Swarozgar Yojana.
3. Indira Gandhi Urban Credit Card Scheme –
The Indira Gandhi Urban Credit Card scheme has been started by the Rajasthan government in August 2021 itself. Under this, there is a provision to provide interest-free loans of up to Rs 50 thousand, without guarantee, to more than 5 lakh eligible applicants for small businessmen and self-employed in urban areas.
Know the application process in urban credit card scheme
4. Pradhan Mantri Garib Mudra Loan Scheme –
For the economically weak but strong youth of the will, the Pradhan Mantri Mudra Yojana provides a loan of 50 thousand to 10 lakh rupees without guarantee. To take advantage of this scheme, you have to submit the project report of your current or future business plan to the bank. If your business idea is good then you can definitely get a loan.
Read the application information in Mudra Yojana
5. Chief Minister Self Employment Scheme Madhya Pradesh –
This scheme was started in the year 2014 for the people of 18 to 45 years of age of MP. Under this, if you have a good self-employment plan, then the scheme is capable of getting you a loan of 50 thousand to 10 lakh. For more information about this plan you can msme.mponline.gov.in You can visit the official portal.
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