Aam Aadmi Bima Yojana Application Form 2021 [LIC AABY]

Aam Aadmi Bima Yojana 2021 , lic aam admi bima scheme Application Form | Check here complete details of Aam Aadmi Insurance claim process Aam aadmi insurance scheme details

Aam Aadmi Bima Yojana ki poori janakari 2021 (Aam Aadmi Bima Yojana) Claim Procedure in hindi, Scholarships kese claim karen poori jaankari, Aam Aadmi Bima Yojana Deposit Rs 100 per year and get insurance of Rs 75000, Unorganized sector workers constitute about 93% of the total workforce in the country. The government is implementing some social security measures for certain business groups but the coverage is minimal.

Most workers are still without any Social Security coverage. Recognizing the need to provide social security to these workers, the central government has introduced a bill in the Parliament. One of the major insecurities for workers in the unorganized sector is that there are frequent incidents of illness for medical care and hospitalization of such workers and their family members. Despite expansion in health facilities, disease remains one of the most prevalent causes of human deprivation in India.

It is clearly recognized that health insurance is a way of protecting poor families from the risk of health expenses in poverty. However, most efforts to provide health insurance in the past have faced difficulties, both in design and implementation. The poor are unable or unwilling to take out health insurance because of their cost, or lack of perceived benefits. Organizing and administering health insurance, especially in rural areas, is also difficult.

Aam Aadmi Bima Yojana
Aam Aadmi Bima Yojana 2021

Aam Aadmi Bima Yojana 2021 (Aam Aadmi Insurance Scheme)

The scheme focuses on changing the topography of the Indian economy. The primary objective of this scheme is to provide social security and financial assistance to the people of rural India. The scheme covers not only those who are categorized as below poverty line, as also places which have no other access to urban hospitals, such as large hospitals or good pharmacies. In addition, this Aam Aadmi Bima Yojana 2021 The scheme has been extended to those who have been held back due to lack of proper assistance, among whom are the cherished middle class citizens of India.

Aam Aadmi Bima Yojana Application [Online Claim Procedure]

if you this Aam Aadmi Bima Yojana If you are thinking of applying online, then let us tell all of you that at present there is no process available to apply online in this scheme, you can take advantage of the scheme through the process mentioned below, this is Aam Aadmi Bima The scheme is based on the nodal agency model. A nodal agency can be a panchayat, an NGO, a self-help group or any other institutional arrangement. So if you want to become a participant of this scheme then you can get advice from the nearest nodal agency or you can contact your nearest LIC branch office

The benefit of death or disability claims under the scheme shall be credited directly to the bank account of the former beneficiaries by the P&GS unit of LIC by making direct payment to the beneficiaries through NEFT or in cases where NEFT facility is not available. . The payment can be made by authorization a/c payee check or any other mode as decided by LIC.

In the event of death of the member during the period of coverage and after the policy is in force, his/her nominee has to make an application to the designated officer of the nodal agency along with the death certificate for payment of the claim amount.

Note – Visit the link given below to see Aam Aadmi Bima Yojana Online Application Process: Click Here

Aam Aadmi Bima Yojana Premium

The premium to be charged initially under the scheme would be Rs.200/- per member per annum for a cover of Rs.30,000/-, of which 50% would be subsidized from Social Security Fund. The balance 50% premium for Rural Landless Household (RLH) will be borne by the State Government/UT and in case of other business group the remaining 50% premium will be borne by the Nodal Agency and/or the member and/or the State Government. Government/Union Territory

Scheme Claim Procedure

Benefit of death or disability claims under Aam Aadmi Bima Yojana by P&GS Unit of LIC by making payment directly to the beneficiaries through NEFT or in such cases where NEFT facility is not available, directly into the bank account of former beneficiaries. will be deposited. The payment can be made by authorization a/c payee check or any other mode as decided by LIC.

In the event of death of the member during the period of coverage and after the policy is in force, his/her nominee has to make an application to the designated officer of the nodal agency along with the death certificate for payment of the claim amount.

Death Claim Procedure

  • The application will be submitted along with the death certificate to the officer of the nodal agency.
  • The designated officers of the concerned nodal agency will verify the claim letters.
  • Documents will be submitted by the officer, including application, death certificate, a statement on whether the beneficiary is BPL or marginalized above BPL family and whether they are associated with the business group or not.
  • Finally, the nodal agency will duly verify a copy along with the original certificate.

Accident Claim Procedure

Along with the death registration certificate, the following documents have to be submitted to the nodal agency.

  1. FIR copy
  2. postmortem report
  3. police inquiry report
  4. Police Conclusion Report / Final Police Report

Claim Process for Aam Aadmi Bima Yojana Scholarship

The member whose child is eligible for the scholarship will submit half yearly application form to the nodal agency. The nodal agency will identify the students.

The nodal agency in turn will submit the list of beneficiary students to the concerned P&GS unit with complete details such as student name, school name, category, member name, master policy number, membership number and NEFT details for direct payment .

Every half year, for 1st July and 1st January, each year LIC will credit the scholarship payment by NEFT to the beneficiary student’s account.

Aam Aadmi Bima Yojana Benefits

  • In case the person died a natural death, an amount of Rs 30,000 will be provided to the nominee or the family member of the policyholder
  • If the person has died due to the accident or has become permanently disabled in the accident, then Rs 75,000 will be given to the nominee or the family member of the policyholder.
  • If the person met with permanent partial disability in an accident resulting in loss of eye or limb or any other accident; 37,500 will be given to the nominee or the family member of the policyholder.

Aam Aadmi Bima Yojana Eligibility

  • Members must be between the age of 18 years and the approximate birthday of 59 years.
  • The member should ordinarily be the head of the family or an earning member of a Below Poverty Line (BPL) family or slightly above the poverty line under the identified occupational group / rural landless family.
  • The applicant can be one of the earning members of the family which is classified under Below Poverty Line (BPL).
  • Applicant can be above poverty line but should be identified under occupational group / rural landless family.

Aam Aadmi Bima Yojana 2021 Nodal Agency

“Nodal Agency” shall mean appointed by the Central Ministerial Department / State Government / Union Territory of India / any other institutional arrangement / any registered non-governmental organization to conduct the scheme as per rules. In the case of “Rural Landless Families”, the Nodal Agency shall mean the State Government/Union Territory appointed to administer the scheme.

Ref: MINISTRY OF LABOUR & EMPLOYMENT

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