Top 10 Mutual Funds in India 2021

Mutual Fund 2021 Mutual Fund In Hindi , Benefits of Mutual Funds | How to Invest in Mutual Funds | SBI Mutual Fund Returns | Top 10 Mutual Funds in India | Best Mutual Fund In India 2021

One mutual fund A trust that generates savings from investors who share a common financial goal. Funds deposited by investors are invested by fund managers, which are invested by AMCs, capital market instruments such as shares, bonds and other securities. The investment generates the return that is given in proportion to the units to the holders of the units.

Mutual Funds 2021 (mutual fund)

Do you invest in mutual fund schemes? It is very important to get complete information about mutual funds before investing. This will help you in making investment decisions. So here we know what is a mutual fund? We are also telling you here how you can invest in mutual funds?

Mutual fund companies raise money from investors. She invests this money in shares. In return, it also takes its charge from the investors. For those who do not know much about investing in the stock market, mutual funds are a good investment option. Investors can choose mutual fund schemes as per their financial goals.

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Know why we should invest in Mutual Funds

Mutual Fund offers the following benefits:

portfolio diversification

Depending on the investment objective of the scheme, a mutual fund invests in a variety of securities. It expands the risks involved in different asset classes, even if the amount invested is small.

It allows small investment

Mutual fund investors need at least Rs. 5000 and sometimes less. This makes it possible for small investors to invest in the capital market.

Flexibility

Mutual funds allow unit holders to switch between plans and schemes as per their requirements. However, keep in mind that there may be a cost involved in changing plans.

transparency

Mutual funds regularly share information about the investment value of the unit holders and the portfolio of the scheme through personal communication and/or through their website.

What are the types of mutual funds?

1. Investment funds: Investment funds primarily invest in the shares of several companies. You win or lose by raising or lowering the price of the shares. If you want to invest for a long time, then capital funds are a good option. Equity Investment Funds carry higher risk and at the same time, provide higher returns over a longer period of time.

2. Mutual debt fund: These are low-risk mutual funds that primarily hold government securities that include bonds and treasury bills. Investing in mutual funds is much less risky as compared to mutual funds and is good for investors who want to invest for a short period of time.

3. Balanced and hybrid funds: These types of mutual funds have a combination of debt and capital. These are medium risk mutual funds. In hybrid mutual funds, the debt to equity ratio is determined by the debt manager and depends on the expected returns of the fund.

How many types of mutual funds are there in India?

  • Equity Mutual Fund
  • debt mutual fund
  • Hybrid Mutual Fund
  • Solution Oriented Mutual Fund

Is it right to invest in mutual funds?

Yes, if you want to invest for a long time and not if you expect to earn a lot of money in a very short period of time. Along with this, it also matters in which fund you are investing. If you invest money in a fund that is well managed, mutual funds can provide you with great returns.

What is Mutual Funds SIP?

SIP (Systematic Investment Plan) Through SIP, you can invest a chosen amount every month in automatic mutual funds. While doing SIP, you have to select the investment amount you choose and the date of investment only once every month. Whenever your investment date arrives, money will be automatically invested from your bank account through SIP.

How to invest in mutual funds?

You can invest directly from the website of any mutual fund. If you want, you can also consult a mutual fund advisor. If you invest directly, you can invest in Direct Plan of Mutual Fund Scheme. If you are investing with the help of an advisor, you invest in the regular plan of a mutual fund scheme.

If you want to invest directly then you have to visit the website of that mutual fund. You can also go to his office with your documents. The advantage of investing in direct plans of mutual funds is that you do not have to pay commission. Therefore, your returns greatly increase in long-term investments. One problem with investing in mutual funds like this is that you will have to do all the research about mutual funds yourself.

Top 10 Mutual Funds in India 2021

If one does not have knowledge of the market, then choosing the top performing mutual funds can be a daunting task. Here we have some top mutual fund The information is given which has been suggested by the experts.

Top Equity Fund 3 Yr Return 5 Yr Return
Mirae Asset Large Cap Fund (Small Cap Funds) 11.22% 18.49%
Axis Bluechip Fund (Mid Cap Funds) 15.06% 17.9%
ICICI Prudential Bluechip Fund (Mid Cap Funds) 10.03% 16.52%
SBI Bluechip Fund (MultiCap Funds) 10.71% 15.33%
SBI Magnum Multicap Fund (Balanced Funds) 9.92% 16.75%
Top Debt Fund 3 Yr Return 5 Yr Return
Nippon India Low Duration Fund (Credit Opportunities Fund) 7% 7.23%
UTI-ST Income Fund-Inst (Gilt Fund) 3.68% 5.42%
Aditya Birla Sun Life Savings Fund (Liquid Fund) 7.5% 7.78%
HDFC Short Term Debt Fund (Liquid Fund) 8.73% 8.41%
DSP Credit Risk Fund (Short-term Fund) 2.17% 4.62%

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