Due to PM Kisan Yojana, now it has become very easy to get Kisan Credit Card. The Modi government has asked banks to provide credit cards to common farmers also through an easy process. If you do not know how to get Kisan Credit Card made? So read this article of ours completely, because here we have Online Application for Kisan Credit Card (KCC) process has been described. You will find all the necessary links at the bottom of the article.
How to get Kisan Credit Card 2021?
All the beneficiaries of Pradhan Mantri Kisan Samman Yojana, farmer brothers, can apply for a credit card by visiting their nearest bank. For this, they have to download the online application form from the official website and fill it completely. Later it has to be deposited in your bank along with all the necessary documents.
Friends, as you all know how easy it is to take a loan from the bank with the help of Kisan Credit Card. If the farmer does not have money when needed, then it is impossible to get more production in agriculture. That’s why the Modi government has done for the farmer brothers. Kisan Credit Card Scheme has started. Under this scheme, only farmers need to get credit cards. 3 Required Documents are required, and the bank gives them by making a credit card. The procedure to apply for Kisan Credit Card is explained below.
How to get Kisan Credit Card made online –
you KCC Application To do this, one should know these documents, letters and necessary instructions –
Required documents –
To get a credit card, you should keep these documents with you –
- photocopy of aadhar card
- photocopy of pan card
- An Affidavit will have to be made in which it is written that the farmer does not have any old loan outstanding in the bank.
These three documents are mandatory. Apart from this, banks can ask for proof of your being a farmer, proof of residence, proof of income, farm documents etc.
Essential Eligibility –
- All farmers in the age group of 18 to 75 years can get a credit card made.
- Farmers who do share farming can also apply.
- It is mandatory to write the name of the co-applicant if he is above 60 years of age.
- Farmers associated with animal husbandry and fisheries can also get credit cards made.
Application process for Kisan Credit Card –
Step 1. First of all you have to visit the official website of PM Kisan. pmkisan.gov.in will go on.
Step 2. Now visible in the Farmers Corner of the website’s homepage Download KCC form Click on the box.
Step 3. Download and print Kisan Credit Card.
Step 4. Fill this form properly and attach copy of required documents with it.
Step 5. Finally, fill the KCC form properly and submit it to your bank where 2 thousand installments of PM Kisan Yojana come. Do not forget to attach PAN Card, Aadhar Card and Affidavit along with the form.
How to download the application form for making Kisan Credit Card –
To download Kisan brothers credit card application form pmkisan.gov.in Must go to website. then download KCC form Kisan Credit Card Application Form pdf will be downloaded as soon as you click on the option. We have provided its direct link below.
Benefits of KCC –
- With the help of Kisan Credit Card, farmer brothers can easily take a loan of up to 3 lakhs for works like farming, fisheries, animal husbandry.
- Farmers can take loan up to 1 lakh 60 thousand without any guarantee.
- Loans taken against Kisan Credit Card generally attract an annual interest rate of 9 percent. But the government gives a rebate of 2 percent interest annually. Due to which it becomes 7 percent.
- The farmer brothers who repay all their loan amount within 1 year. They are given a further discount of 3 per cent, leaving the annual interest rate only 4 per cent.
Frequently asked questions –
How many hectares of land is required to get Kisan Credit Card?
Any small or big farmer can apply to get a new Kisan Credit Card. Whether he has any land or not. Only application farmer should be associated with farming, animal husbandry or fish farming.
What is the fee for closing Kisan Credit Card account?
Any farmer can get his credit card closed for free. For this only they have to put the application in their bank.
Will the loan of Kisan Credit Card be waived or not?
To waive the KCC loan, the state and central government come out with schemes from time to time. Like crop loan waiver scheme etc.
kisan credit card application form
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