Indira Gandhi Urban Credit Card Scheme – How to Apply

The Indira Gandhi Urban Credit Card scheme is being run by the Rajasthan government for the people of urban areas. This scheme has been started by Chief Minister Ashok Gehlot some time back for the small businessmen of the state. Here we have tried to give detailed information about Indira Gandhi Credit Card Scheme application, eligibility, required documents and benefits –

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Indira Gandhi Credit Card Scheme 2021 –

Indira Gandhi Credit Card Scheme has been started for small businessmen and self-employed youth of urban areas of Rajasthan. Under the scheme, more than 5 lakh eligible applicants will be given an interest free loan of up to Rs 50 thousand, without any guarantee. Rajasthan government will implement this scheme for the next 1 year.

Indira Gandhi Credit Card Scheme

Presenting the draft of the scheme in the Legislative Assembly, Rajasthan Chief Minister Ashok Gehlot said that this scheme will help the poor traders, unemployed youth and people who want to start self-employment.

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key points of the plan

scheme name Indira Gandhi Urban Credit Card Scheme
since when 6 August 2021
how long will it last 31 March 2022
State Uttar Pradesh
ministry Autonomous Government Department Rajasthan
Objective Giving loans without guarantee to needy small businessmen

Who and how will get the benefit of Indira Gandhi Credit Card Scheme?

Friends, let us tell you that this scheme is valid for the eligible applicants who fall in certain categories of urban areas. The information about the eligibility and application process of the beneficiaries without guarantee of loan up to Rs 50 thousand is given below.

Without loan up to 10 lakhs – apply like this

Required eligibility –

In this scheme, the following beneficiaries of Scheduled Castes, Scheduled Tribes and Other Backward Classes, whose monthly income does not exceed 15 thousand, have been given eligibility under Indira Gandhi Urban Credit Card Scheme –

  • small traders
  • street vendors
  • hawker
  • street vendors
  • youth interested in self employment due to lock down
  • and unemployed

Required documents –

  • income certificate
  • caste certificate
  • Aadhar card
  • bank account passbook
  • passport size photo
  • Merchant certificate, etc.

How to get benefit-

Friends, let us tell you that the Indira Gandhi Urban Credit Card Scheme is being implemented by the Autonomous Department of Rajasthan. Nodal officers and district collectors of every district will have a special role in the scheme. If various information is to be believed, then within the next 1 month, complete information related to taking advantage of the scheme can be made public. At present, the next information related to online or offline application is awaited.

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Question and Answer (FAQ)-

How long will the Indira Gandhi Credit Card Scheme last in Rajasthan?

According to government information, the implementation of the scheme will be done till March 31, 2022 i.e. for 1 year. After this, on the basis of the data received in the state, it can be considered to take the scheme forward.

In how many days will the loan taken under the scheme be repaid?

The Rajasthan government has made a rule to repay the loan taken under the Indira Gandhi Urban Credit Card scheme within the next 12 months after a gap of three months.

Which people or businessmen of our city will get the loan?

Under this scheme, small traders of all urban areas of Rajasthan such as street vendors, street vendors or handcarts, who have certificates issued by the municipal body or town wedding committee, will get loans.

Within how many days of application do I get the loan?

After verification of certificates, the loan is sent to the applicant’s bank account within a few days.

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