Atal Pension Yojana Chart, Application Form, Benefits, Eligibility APY Online 2021

Atal Pension Yojana Online Application: Atal Pension Yojana Apply Online 2021 | Atal Pension Yojana Chart 2021 | Atal Pension Yojana In Hindi | Atal Pension Yojana Form

Atal Pension Yojana is also one of the public security schemes launched by the PM Modi government. The objective of Atal Pension Yojana is to provide social security in old age. The plan offers a minimum of Rs.1000 and a maximum of Rs.5000 per month after the age of 60 years.

To ensure that older Indians worry about their expenditure on food or illness, therefore Atal Pension Yojana was launched and it has proved to be a very good initiative till now, National Pension Scheme is active from 1st June 2015. This scheme is specially for the people working or employed in the private sector where the employer does not offer pension in old age. Such people can enroll in the scheme to get pension benefits ranging from Rs 1000 to 5000 on attaining the age of 60 years.

Benefits of Atal Pension Yojana 2021

The main advantage of the scheme is that it will bring financial security in old age without much investment. It will also help in promoting the culture of savings and investment in the present generation of Indian population. The contribution towards Atal Pension Yojana can be paid on monthly, quarterly or half yearly basis as per the convenience of the subscriber.

Note: To get detailed information about Atal Pension Yojana and to know the new registration process click on the link given below https://cscportal.in/atal-pension-yojana-online-registration-form/

Eligibility for Atal Pension Yojana 2021-22

  • Any Indian citizen between 18 to 40 years is eligible to participate in this scheme. The plan requires an individual to contribute for a minimum period of 20 years before availing pension benefits.
  • To participate in the scheme, the applicant must have a savings bank account and must not be a member of any statutory social security scheme.
  • All the existing members of Swavalamban Yojana NPS Lite who did not gain much popularity automatically migrated to Atal Pension Yojana.
  • Applicant should not be a tax payer of the country.

Prime Minister Suraksha Bima Yojana Deposit ₹12 and get coverage up to two lakhs

How to enroll in Atal Pension Yojana

To enroll for the scheme, the applicant must have a savings bank account with any bank across the country. The account holder should submit a formally filled authorization form to the bank.

The authorization form requires complete details of the applied candidate like name, address, account details, nominee details, contribution amount and consent for auto debit of the amount.

Also read: PM-JAY in easy language to understand Ayushman Bharat scheme

The account holders should maintain that sufficient amount which is more than the contribution amount in order not to affect the auto debit.

If the account does not have a minimum balance for auto debit, it will attract a monthly penalty

  • INR 1 for monthly contribution up to Rs.100
  • INR 2 for monthly contributions between INR 101 and INR 500
  • INR 5 for monthly contributions between INR 501 and INR 1,000
  • INR 10 for monthly contribution beyond Rs 1,001

If the monthly contribution is not made continuously for 6 months, the account will be frozen. The account will be deactivated if no payment is made for 12 months or the account will be closed in case of non-payment for 24 months.

Applicants who do not have a bank account should first open a bank account using their KYC documents or Aadhar card and then submit the APY proposal form.

Application Form for Atal Pension Yojana 2021

Atal Pension Yojana The application form can be downloaded from the official website in any of the preferred language in English, Hindi, Gujarati, Bangla, Kannada, Odia, Marathi, Telugu and Tamil using the link given below. https://jansuraksha.gov.in/Forms-APY.aspx

Atal Pension Yojana Pension Chart 2021

Entry Age Years of Contribution Monthly Pension Rs 1000 Monthly Pension Rs 2000 Monthly Pension Rs 3000 Monthly Pension INR 4000 Monthly Pension Rs 5000
18 42 42 84 126 168 210
19 41 46 92 138 183 228
20 40 50 100 150 198 248
21 39 54 108 162 215 269
22 38 59 117 177 234 292
23 37 64 127 192 254 318
24 36 70 139 208 277 346
25 35 76 151 226 301 376
26 34 82 164 246 327 409
27 33 90 178 268 356 446
28 32 97 194 292 388 485
29 31 106 212 318 423 529
30 30 116 231 347 462 577
31 29 126 252 379 504 630
32 28 138 276 414 551 689
33 27 151 302 453 602 752
34 26 165 330 495 659 824
35 25 181 362 543 722 902
36 24 198 396 594 792 990
37 23 218 436 654 870 1,087
38 22 240 480 720 957 1,196
39 21 264 528 792 1,054 1,318
40 20 291 582 873 1,164 1,454

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