Jan Dhan Account 2023: Of the Pradhan Mantri Jan Dhan Yojana of the Central Government! Citizens can open their bank account for free under As you all know that we have to open any bank Jan Dhan Account account! PAN card is required! But under PM Jan Dhan Yojana you will be able to open your bank account without PAN card. Under Jan Dhan Yojana, you will be able to open your account sitting at home for free without any minimum balance!
Jan Dhan Account 2023
Jan Dhan Account 2023
If you want to open your Pradhan Mantri Jan Dhan Yojana bank account! And you don’t have a bank account! So the Central Government has provided a very good opportunity for you! Jan Dhan Account (Jan Dhan Account) scheme has been started by the Central Government! In this scheme you will be given a bank account by the government with attractive benefits. Through this article, we will provide you complete information about Jan Dhan Yojana.
What is Jan Dhan Account Scheme
Many schemes are run by the government in the interest of the general public. Pradhan Mantri Jan Dhan Yojana (Pradhan Mantri Jan Dhan Yojana) has also been started only to benefit the people! All citizens of the country can withdraw ₹ 10,000 from their bank account without any bank balance! To take advantage of this Jan Dhan Account, you will have to prepare some documents! At the end of this article, you will be provided with quick links so that you can apply easily!
Benefits of Pradhan Mantri Jan Dhan Yojana
Citizens will get the following benefits on opening their bank account under Pradhan Mantri Jan Dhan Yojana –
- Eligible citizens get interest on the amount deposited under the scheme.
- Under this scheme, an accident insurance cover of Rs 1 lakh is given.
- There is no minimum balance requirement in Jan Dhan Account.
- Under the Pradhan Mantri Jan Dhan Yojana, the beneficiary has to meet some general conditions on his death. Along with life insurance of 30 thousand is given!
- You will be able to transfer money easily from anywhere in the country.
- Benefits of government schemes through Pradhan Mantri Jan Dhan Yojana! Citizens who take it will be able to transfer the amount received from the schemes to their bank accounts.
- After satisfactory operation of the bank account of the citizens for 6 months, Under this, an overdraft facility of Rs 10,000 will be provided.
- Through this scheme, the beneficiaries will be able to access pension and insurance products.
- Under this scheme, an overdraft facility of up to Rs 5,000 will be given to the women of a family in only one bank account.
Documents required for opening an account in Pradhan Mantri Jan-Dhan Yojana
- Aadhar card
- If the address has changed then in this case the proof of current address should be there.
- In the absence of Aadhaar Card, you will need the following officially valid documents – Driving License, PAN Card,
- Voter ID Card, Passport and NREGA Card etc.
- If your address/address is available in the above documents, then these documents will work equally for both your ID proof and proof of address.
- Citizens who do not have the official documents mentioned above but have been included in the ‘low risk’ category by the bank
- You can open your bank account by submitting any one of the following documents –
- Photo identity card of the applicant issued by Central and State Government Departments or statutory/regulatory authorities, or scheduled commercial banks.
- Form issued by a Gazetted Officer with attested photograph of the citizen.
How to open Jan Dhan Account new update
To open Jan Dhan Account! You need to get the application form! Which is available in both English and Hindi! And can be downloaded from the official website of PM Jan Dhan Yojana (https://www.pmjdy.gov.in/scheme)! Fill it and submit it along with the required documents. The application form is called Financial Inclusion Account Opening Form. It consists of three sections! Where you have to give details of yourself, nominee and that bank! Where the account is being opened in Pradhan Mantri Jan Dhan Yojana!
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