** Public Provident Fund Calculator: **Saving is the first step towards money management. You will find a lot of options for savings accounts; However, look for the ones that guarantee adequate returns. Risk-free PPF accounts are one of the most common features that come into the picture! PPF account refers to Public Provident Fund account and it is meant for investing your valuable capital.

** Public Provident Fund Calculator**

If you are a new employee or a responsible parent looking to save for the future, then PPF (Public Provident Fund) is ideal for you! Calculating interest rates and returns on your PPF account can be a bit tricky! To make these difficult calculations easy, a PPF account (Savings Account) calculator can be used!

**How can PPF calculator help you?**

This financial tool allows solving their queries related to Public Provident Fund account. There are certain specifications to be followed while calculating the maturity amount after a certain time. It monitors the growth of your capital! Those who already have a PPF savings account know that interest rates change on a monthly basis!

Nowadays, it’s easy to keep a check for changing interest rates! However, with the discovery of the Public Provident Fund calculator, it is easy for account holders to find out the monthly changes made in the interest rate! In the market, you can find very user friendly PPF calculators.

**Formula used to calculate PPF**

Uses a formula to calculate increased deposit amount, interest etc. This formula is given below –

F = P [({(1 + i) ^ n} -1) / i]

This formula represents the following variables –

I – Rate of interest

F – Maturity of PPF

N – total number of years

P – Annual installments

To clear your concept about PPF (Public Provident Fund) calculation, an example is given! This calculation becomes easy as soon as you buy a PPF (PPF Account) calculator! Suppose a person pays two lakh rupees annually. 2,00,000 in his PPF investment for a period of 15 years at 7% interest rate and then his maturity amount in the closing year will be equal to 5763698!

### PPF Calculator – Public Provident Fund Calculator Online

The first step towards money management is to accumulate savings. You will find many options for savings accounts; However, look for those that guarantee risk-free substantial returns. PPF accounts are one of the most common facilities that come into the picture. PPF account refers to Public Provident Fund account and is meant to invest your valuable capital.

If you are a new employee or a responsible parent looking to save for the future, PPF is ideal for you. Calculating the interest rates and returns on your PPF account becomes a bit tricky. A PPF account calculator can be used to make these difficult calculations easy.

### Benefits of using PPF Calculator

- This computing device allows users to have a clear idea of how much interest can be earned with a certain amount of investment.
- With the help of this calculator, you can avoid paying heavy tax.
- We often find it difficult to decide the maturity period of their investments and this problem can be easily solved using PPF Calculator India.
- It also gives an estimate on the total investment in a financial year.
- To ensure that the user is able to get accurate results, it is necessary to provide the computing device with the amount of deposit i.e. fixed or variable.

**questions to ask**

**Question 01 – Can I transfer my PPF account (Public Provident Fund) to any other branch or office?**

Yes, you are at liberty to transfer the account to any other office or branch!

**Question 02 – What is the rate of interest I can get on my PPF account (Saving Account)?**

The interest rate is mainly determined by the Central Government from time to time. Currently, the interest rate is 7.1% per annum!

**Question 03 – When is my investment going to mature?**

In PPF accounts, maturity can be achieved after 15 years! After this period, you are liable to withdraw the full amount.

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