Mobile insurance is now a necessity, not a luxury. It protects smartphones from theft, damage, and malfunction. Insurance can be bought within 5 days of phone purchase, online or offline. Costs range from ₹300 to ₹3000, depending on the phone's value. Claims can be made for screen damage, water damage, port issues, camera problems, theft, or accidental breakage. Insurance companies offer replacement or repair services based on policy terms. When buying a new phone, consider insurance along with accessories like back covers and tempered glass. This small investment can prevent major losses, especially as phones are crucial for personal and professional life. (Updated 23 Oct 2025, 21:34 IST; source: link)
Key Points
- Mobile insurance is now a necessity, not a luxury
- It protects smartphones from theft, damage, and malfunction
- Insurance can be bought within 5 days of phone purchase, online or offline